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Ever used a screwdriver? What does it do? Puts the screw where it is meant to be. That is exactly what a presentation does. It drives home the main point. To elaborate, it simply puts the main idea across to the audience easily and right into their minds – where it is meant to be, and where you want it to be!

Now, suppose you are trying to fix a four-grooved screw with a flat-bladed screwdriver (meant for slotted screws). How far do you think you can get?

Well… you could try it! Or, take my word for it. It is going to take you hours or maybe days without you or the screw getting anywhere!

And, that is exactly the difference between any ordinary PowerPoint presentation and an effective PowerPoint presentation.

Any ordinary presentation would take endless number of hours to drive home the point and you are not even sure whether you succeeded in what you set out to do. Possibly in the process you would end up losing your audience. Whereas an effective presentation will make just the desired impact on your clients and hit the nail right on its head.

So the million dollar question is what does it take to give an effective PowerPoint presentation?

Primarily, keep the content brief and to the point. As the saying goes keep it Short and Simple (KISS)! If the content is simple and not too elaborate, it is quickly and easily understood by the audience. Too many ideas presented together leave the clients confused and unsure.

Secondly, you must ensure complete involvement of the audience. This can be done by welcoming suggestions, questions and active participation in any kind of activities related to the main topic. The idea is to make your presentation an interactive session and not a long, boring speech. It not only keeps the audience engrossed but also manages to keep their attention from dwindling. Remember you have managed to gather an undisturbed time slot of your audience and this is your golden chance to make the most out of this. They have come to hear you and only you!

Thirdly, make your presentation visually attractive and present your data through diagrams, charts, and illustrations. Diagrams and charts make your data easily understandable by the audience. The graphs and tables are self-explanatory and audience can easily get the message from them without reading the text.

Lastly, your first impression is your last impression. The first line may make it or break it. This includes most importantly a friendly disposition and an approachable attitude.

So, drive home the point by keeping these points in mind for your next PowerPoint presentation!

Debt Negotiation can be defined as the procedure of working with creditors and debt collectors to lower your total debt load. It is a very powerful technique for those who have previously performed debt consolidation but are struggling to make payments. Negotiation should be saved as an option of last resort to pay off debts. If you have a small amount of debt, there are more effective tools you should use to manage or eliminate your debt. Since negotiation will drastically lower your credit rating, it should be employed only when you have no alternatives for repaying a large amount of debt. A person in debt can attempt negotiation on his own or use professionals that can work with creditors to drastically lower the total amount of debt due.

If you have had disputes with your creditors or if you are not a strong negotiator, then you should consider hiring a professional debt settlement negotiator. They possess the wherewithal, experience, and expertise needed to get you the best possible deal to repay your debt. The top companies can lower your debt by 60 % and the time it takes to become debt free by up to 70%. They can also lower your interest rate and penalty fees. If you have enough cash to repay 40-60% of your debt this is the most cost-effective option you have. Once you enter into a negotiation you should discontinue making payments and begin setting that money aside to make a lump sum payment.

A professional debt negotiator can negotiate your debt settlement since he has access to individuals at your creditors with the authority to lower your debt. You will receive a better settlement by working with a professional opposed to doing it yourself; professionals understand the process of negotiating with creditors to lower your debt. They know the tactics and how to work within constraints; they can lower your likelihood of your creditors suing you.

It is imperative to compare insurance quotes before choosing an insurance policy. When you compare quotes you are guaranteed to save time and money because you will undoubtedly find the lowest possible quote.

With the ongoing recession it has never been more vital to value your money and compare insurance quotes on the internet. A good starting point is a website that lets you compare insurance quotes online at no cost.

Working for the past 20 years in a personalised gift shop has given me literally 1000′s of ideas for a 40th birthday presents. The first thing that I tell any customer looking for a 40th birthday gift is to choose something that you think the person will still treasure in years to come.

I will often tell husbands buying for wives to choose jewellery as it will last for many years and can also be inscribed which makes it that more special. Personalisation of gifts is something that I have become an expert in, and I can say hand on heart that it can turn a normal present into something amazing.

An example could be the average gift of a bottle of wine. On its own its not particularly interesting or even that attractive. However if we added a personalised label to the bottle and was even able to obtain a bottle from a year that was very special to the recipient then this is now a present to be proud of.

Gifts for women can be as simple as their favourite chocolate or as magnificent as a 4 day pass to their favourite 5 star hotel. With any type of gift, if you can add a touch of yourself to it then it becomes a lot more personal. If you booked a holiday for your 40 year old wife, then try and fill the room with her favourite flowers and get scented candles for the bathroom. Make sure her favourite magazine/book is available. Try and add those extra special touches that will make the present magical and remembered in many years to come.

Finding a 40th Birthday present can be difficult but remember that time taken to find the perfect gift is all part of the experience. Try to enjoy thinking about what your loved one will enjoy. Once you have the perfect gift then the smile on their face will make it all worth it.